Prepared forDean Groff, Sunny Orange StaysOctober 2026
Clearwater BeachBelleair BeachIndian Rocks BeachStays of 27+ nights
Monthly rental rubric · Mid-term rentals

The rate sets the month. Months filled set the year.

A typical 2BR beach condo rents for about $6,000 to $6,500 a month in winter and about half that in summer. Below is what each property type earns by season, how many months to plan on, and what the rest of the mid-term market is doing.

$6,250
Mid 2BR condo
peak month, Dec to Apr
$3,250
Same condo
summer month, May to Sep
5.5 months
Base case
months rented per year
6 to 12 mo
How far ahead winter
tenants book
The rubric

Pick the type, judge the tier, read the season.

All figures are monthly rent from Sunny Orange's own stays of 27+ nights over the last two years, excluding cleaning, fees and tax.

Condos: monthly rent by tier and season

CondoTierPeak · Dec to AprSummer · May to SepFall · Oct to Nov
1BR est.Entry$3,000$2,000$2,000
Mid$3,750$2,250$2,500
Premium$4,500$2,750$3,000
2BREntry$4,750$3,000$3,000
Mid$6,250$3,250$3,750
Premium$6,750$3,750$5,500
3BREntry$6,500 est.$5,750$5,000 est.
Mid$8,000 est.$6,250$6,000 est.
Premium$9,500 est.$7,000$7,000 est.

Based on 20 stays for 2BR, 3 for 3BR and 1 for 1BR. The 1BR row rests on a single stay and is an estimate throughout.

Single family homes: monthly rent by tier and season

HomeTierPeak · Dec to AprSummer · May to SepFall · Oct to Nov
2 to 3BREntry$4,500$3,500$4,500 est.
Mid$6,750$4,500$5,500 est.
Premium$8,750$7,500$7,000 est.
4BR+Entry$5,750$5,000$4,750 est.
Mid$8,000$7,750$6,000 est.
Premium$12,000$10,000$7,000 est.

Based on 27 stays for 2 to 3BR and 26 for 4BR+. The top of the 4BR+ range ($13,000 to $15,500 a month) comes from large Clearwater Beach homes booked a year ahead by repeat guests.

Tiers. Entry: dated finishes or no water view. Mid: well maintained, updated, typical complex. Premium: renovated, Gulf view or beachfront. For homes, quality matters more than bedroom count: a premium 2 to 3BR outearns an entry 4BR, and a pool, dock or walk to the beach generally lands a home in Premium. est. means fewer than three stays behind the figure, scaled from the neighboring band.
Occupancy

How many months you will fill.

Established monthly units rented 4.6 to 7.2 months in the year to September 2026. Winter fills first and books 6 to 12 months ahead. May to July is the second window. August through November is mostly empty.

Conservative
4 months

January to April only. Typical in year one.

Base
5.5 months

Winter plus a 6 to 8 week early summer stay.

Strong
7+ months

Winter, early summer, and one fall or holiday stay.

Eight units rented monthly in both years. Four of them added about three months year over year as repeat guests returned.

Worked example: Belleair Beach 2BR condo, average quality

Belleair Beach's 90 day minimum means this unit rents in blocks of three months or more, at most two a year, so it can't take the 6 to 8 week stay behind the Base case above. Using Mid 2BR condo rates, it projects about $25,000 in a base year.

ScenarioTenanciesMonthsRent
Conservative1Jan to Mar: 3 × $6,250$18,750
Base1Jan to Apr: 4 × $6,250$25,000
Strong2Jan to Apr: 4 × $6,250, plus May to Jul: 3 × $3,250$34,750
For the owner's high season question, quote $5,750 to $6,500 a month for January to April.Belleair has few monthly comps in our data, so check live 90 day listings before quoting.
The mid-term market

Winter monthly units are spoken for by fall.

We searched Airbnb for every listing in the three beach areas open for a 30-night stay, and kept the ones that require 28+ nights: the monthly-only units Sunny Orange competes with. Few are still open for February.

Monthly-only Clearwater Beach listings on Airbnb still open for a 30-night stay, searched October 14, 2026

2BR · Feb 2027
6
2BR · Jun 2027
37
2BR · Nov 2026
35
3BR · Feb 2027
14
3BR · Jun 2027
34
3BR · Nov 2026
21

A one-day snapshot of open Airbnb listings, not a count of all mid-term supply. The pattern matches what Sunny Orange sees in its own bookings: winter tenants commit 6 to 12 months ahead.

What open monthly-only listings ask

MarketUnitPeak · Feb 2027Summer · Jun 2027Fall · Nov 2026
Clearwater Beach2BR$9,323n 6$6,358n 37$6,241n 35
3BR$13,212n 14$7,773n 34$7,268n 21
4BR+$17,009n 5$18,355n 11$14,565n 11
Indian Rocks Beach2BRtoo few$5,596n 7$4,979n 9
3BR$10,853n 3$6,963n 12$6,768n 8
Belleair Beach2BRtoo few$5,960n 11$5,810n 8
3BR$10,882n 3$9,938n 6$8,060n 6

Median monthly asking rent; n is the number of monthly-only listings open on those dates. Under 10 listings, read as directional.

How to read this. These are asking rents for units that have not rented yet, not achieved rents. They are what a guest pays on Airbnb, so they include Airbnb's guest service fee (typically 14% to 16%) and a one-time cleaning fee. An owner nets roughly 15% to 20% less than the listed price. Sunny Orange's achieved rents above remain the pricing basis; this table shows where competing units are positioned.

Supply: growing, and a third of it already targets longer stays

In Clearwater Beach, 8.8% of short-term rental listings require 30+ nights and another 27.5% require 7 to 29. Active listings grew 6% in Clearwater Beach and 7% in Indian Rocks Beach over the past year, led by 4BR at 14% to 16%.

Active listings, Sep 20261BR2BR3BR4BRTotal
Clearwater Beach415 +5%322 +5%211 +6%104 +16%1,052 +6%
Indian Rocks Beach313 +19%896 +4%474 +4%239 +14%1,922 +7%
Belleair Beach59 0%40 +25%18 +6%10 +25%127 +9%

All short-term rental listings, not only monthly (AirDNA). Change vs September 2025 below each count. Each fall and winter 15% to 25% of listings drop off the nightly booking sites, consistent with owners using their units or leasing them to seasonal tenants directly.

Market cross check

Winter monthly carries a snowbird premium.

A Mid 2BR condo's winter rent ($6,250) runs about 60% above Clearwater Beach annual asking rent for a 2BR. Summer and fall monthly rates fall to annual lease levels, so off-season monthlies compete with year-round rentals.

Open sourceWhat it measures2BR3BR4BR+
RentHop, Clearwater Beach, Oct 2026Average asking rent$3,900$8,500$11,725
RentHop, Clearwater city, Oct 2026Average asking rent$3,225$5,450$5,250
HUD Small Area FMR, ZIP 33767, FY2026Unfurnished annual lease$2,640$3,380$4,110

Corporate and government stays are capped by the GSA lodging per diem for Pinellas: $155 a night (about $4,650 a month) Oct to Jan and May to Sep, $212 (about $6,360) Feb to Apr. That cap is why most corporate and Furnished Finder inquiries land at $3,000 to $4,500.

Running the program

What fills the extra months.

Two thirds of these stays (51 of 77) were direct, mostly returning guests. Airbnb brought 22, Vrbo 3 and Booking.com 1.

Repeat guests

Rebook this winter's guest for next year before they leave. Winter stock is nearly gone by October.

Airbnb and Vrbo

The best source of new monthly guests and last-minute summer stays.

Furnished Finder and corporate

$3,000 inquiries fit Entry 1 to 2BR units from August to November. Use them for gaps.

Amenities

Pet friendly, a dock or a pool widen demand more than a lower rate does.

Setting owner expectations

Quote Conservative, target Base.

Year one
  • Quote Conservative and treat Base as the target once the unit has reviews and a returning guest.
  • Peak months book 6 to 12 months out, so a unit signed in the fall may already have missed most of the coming winter.
Pricing discipline
  • A fixed year-round rate floor set at peak pricing pushes a unit out of its tier and costs more in empty months than it protects in rate.
  • Larger homes face the most new supply: 4BR listings grew 14% to 16% in a year.

Want this for your markets?

We build the same rubric from your own monthly stays plus live market data, for any market, in about a week.

Talk to Pacer